tokenized mining, computed
data as of 2026-08-30Leave a coin sitting in the platform's Simple Earn balance and it pays you daily interest in that same coin, withdrawable at any moment with no lock-up. On this platform the stated annual rate is roughly 9.8–14.4% on stablecoins (coins pegged to a dollar, like USDT) and 3.0–4.4% on bitcoin — one $1,000 stablecoin deposit ends a year with about $98–$144 of interest. In the same one-year race against mining with the same dollars, Simple Earn comes out clearly ahead in this site's own numbers — and the rest of this page is about why that is still not a free lunch.
You deposit a coin you already own into the Simple Earn balance. The platform pools the deposited coins and lends them out / provides them to market activities, and shares the earned interest back to depositors as a daily payout in the deposited coin. The daily interest amount is visible in the app before you commit. Withdrawal is immediate; the balance is not lent so deeply that you wait for it back.
All rates below are shown only inside the platform's app (per-account display, no public rate page) — read from the reference account's app session, retrieved 2026-08-30. They depend on the asset and on your VIP level, and they change without notice.
| Asset | Stated annual rate | $1,000 for one year ends with | Per day |
|---|---|---|---|
| Stablecoin (e.g. USDT) | 9.8–14.4% | $1,098–$1,144 | ≈ $0.27–$0.39 |
| BTC | 3.0–4.4% | $1,030–$1,044 | ≈ $0.08–$0.12 |
| BTC with the 1.34× multiplier (below) | 4.0–5.9% | $1,040–$1,059 | ≈ $0.11–$0.16 |
Rates are annualized percentages of the deposit, paid daily in the deposited coin; the dollar endings assume the coin's dollar value stays flat over the year (stablecoin) or at the start price (BTC). The BTC rows are dollar figures on a coin whose dollar price moves — a falling bitcoin shrinks the dollar end just like any other bitcoin holding.
The rate you see is not fixed — the platform multiplies the base rate by a tier factor that grows with your VIP level. The reference account sits on Diamond V, and its factor is 1.34× the base rate (observed in the app session, retrieved 2026-08-30). On bitcoin that takes a 3.0–4.4% base rate to roughly 4.0–5.9% for this account — turning $30–$44 a year on $1,000 into $40–$59. On a $1,000 stablecoin balance the same 1.34× factor turns $98–$144 into roughly $131–$193 a year. The factor is per-account: a newcomer gets it only by climbing the tiers, so the figures in the table above are what a new account sees, not the best case.
This is the part most sites skip: the platform does not print the interest. Your deposited stablecoins are lent into crypto markets — to traders who pay to borrow them, to market makers, into leveraged positions. The borrower pays, the platform keeps a cut, you get the rest. That flow depends on borrowed demand staying high; in quiet markets these rates fall, sometimes to a fraction of what you signed up at. None of it is a bank deposit: no deposit insurance, no bank license behind your balance, no one promising your $1,000 back. The counterparty — whoever borrows your coins — can fail, and in a market crash the chain of borrowers fails at the moment everyone wants out at once, which is exactly when withdrawal queues have historically appeared industry-wide. The 12% is the price you are paid for standing in that chain — it is not the risk-free interest your savings account legally is. If a platform pays an unreasonably high "yield" with no visible borrower, the yield is often just new deposits paying old ones — the classic signature of something that eventually stops.
On this site's canonical numbers, Simple Earn on BTC beats mining for the same money: at the reference account's rates, $1,000 in the miner ends the year with $622 at a flat bitcoin price (after all fees, before any resale value), while $1,000 of the same bitcoin parked in Simple Earn ends with $1,030–$1,044 — with the 1.34× multiplier even $1,040–$1,059. Mining closes that gap only through bitcoins rising in price, or through an exit price for the machines, which is an assumption you make, not a payment you receive. We say this openly: mining is this site's subject, not its automatic winner. What mining offers that Simple Earn does not: the payout keeps arriving if bitcoin's price collapses (you hold mining power, not the coin), and the tokenized miner itself can be resold. What Simple Earn offers that mining does not: your deposit stays whole — the $1,000 you put in is the $1,000 you take out, in every scenario, plus the daily interest.
Comparison basis: mining flat-price end value $622 = the canonical reference-account configuration from the Compare page (28.26% maintenance discount, +9% power growth, difficulty +20%, resale 0%). Simple Earn end values from the app-session rates above. Both dollar figures assume a flat bitcoin price; in a rising market both sides gain, in a falling one both lose — mining additionally through the resale leg, Simple Earn through nothing on the principal.
The rates are app-display only — there is no public page to verify them from outside a logged-in account, so this site quotes the range it observed, with the account tier named, retrieved 2026-08-30. They are the platform's to change: the same terms that allow mining fees to move allow these rates to move, including downward. The 1.34× factor belongs to one account at one moment. None of this is stable enough to plan on: treat every percentage here as a snapshot that the next app update can overwrite.